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I dunno about you......
October 21, 2004
9:25 pm
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brendalee
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but at 44 years old - I'm getting a little tired of all of these seniors vacationing on "easy street" while sucking up all of my God Damned social security money.....what the hell is going to be left for me in 20 or 30 years?????

October 21, 2004
11:40 pm
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what about the money you put into the system all these years? lets hope our good friends in the white house (who ever they will be in the next few decades) and in gov't elsewhere- will take care of it...

i don't know. it's easier to live with a lot of money, but there is something to be said for living simply.

i don't see these people. do you live in Florida or something?

-ella

October 22, 2004
12:06 am
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Anonymous
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That's a very good question... I happen to know the answer to it too ella...It works for me!!!

LOL All the way to the bank...

Goodnight Ladies

October 22, 2004
9:53 am
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Cici
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Wooo hooo.

I took a class in health and life insurance and annuities and securities. I live in Florida, land of old people sucking up my money and driving when their licenses should have been taken away already.

The instructor basically said, who here is under 30, raise your hand. About 5 of us did and he said, "You won't get social security."

Which irritates me. I am forced to pay all this money that I NEED to save up for MY RETIREMENT.

What, all the conservatives complain about socialism?!? What is social security if not socialism?

I say get rid of it. I don't want it.

October 22, 2004
3:33 pm
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workinonit
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So where do you cut it off Cici? Who gets to be the first one? Oh, so sorry, you're destitute cause we aren't giving it out anymore.

I agree with your premise, I just think there needs to be a plan!

(How are you feeling today)

October 24, 2004
4:36 am
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what a mess!
geeze.
sunny... you mean social security is working for you? aren't you too young? or do you mean just having money?

the future is scary. i just hope money will be there in one way or another for me. but then again i'm not even too thrilled at the idea of being around that long. i'm such a pessimist. 🙂

-ella

October 24, 2004
10:31 am
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Anonymous
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Hi ella,

I have a non treatable heart condition I had surgery for when I was 42...I was on the OR table for nine hours. Yes, I get SS for this very reason, but only because I worked my butt off for years . I am entitled to it and at this time I do need it because I may never be able to fully work again. SS works for some as in my case it was necesary. Others though do abuse it, sorry to say.

Sunny

October 27, 2004
1:07 am
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Sunny,

Yeah, it's a shame people take advantage... glad the system is working for you, I home it continues to! It's true that you wouldn't have had it though without the work background. I wish I could argue that no one takes advantage. Unfortunately, I have seen maybe what is the exception to the rule often enough to leave my otherwise liberal mind a little jaded. There are inconsistencies in the health system that I really don't understand. Maybe it is because those who seek to manipulate it have the knowledge to do so, and lack the scruples. And those who might need it, don't always have the resources or skills to manage.

I guess I'm angry also for personal reasons because I've seen my ex drain the system I pour money to with every pay check, by using expensive drug treatment facilities as holiday inns. Yet, when I tried to get into one, my private insurance couldn't pay for it and I had to go to outpatient. That's probably an unfair slant on the way things are, but it bugs me.

-ella

October 27, 2004
1:08 am
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nice typing ...oops... home should be hope

October 27, 2004
4:45 am
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silence
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So... what are you guys saying? Time to kill all old people? I'll go with that. I need to kill something.

October 27, 2004
12:39 pm
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Cici
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SSDI is different from social security. Disability is an entirely different issue. There are four types of social security benefits: Retirement, Disability, Dependents, and Survivors Benefits. Retirement can only be claimed after age 62.

I'm talking about people who never bothered to save their own money for retirement and expect the government to pay for everything for them.

Eventually the cut off will occur. The way social security works is a numbers game - people working right now contribute $, which is paid out to people on SS. This "pay as you go" method caused early cohorts to receive windfalls benefits far in excess of their contributions. But younger americans like me stand to suffer catasrophic losses. I am paying out money to support the elderly now, but I will not receive benefits myself. My money is basically going nowhere, sucked into a black hole.

Currently it takes 5 workers to contribute to the SS Benefits of one retiree. By the time I reach retirement age there will be 0.5 workers fore every retiree, so there won't be enough contributors to support me.

The mistake was made in SS's inception - no fund was created from which to draw monies, instead they chose the payasyougo method.

October 27, 2004
9:13 pm
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Anonymous
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Cici,

I understand and do agree with your point of view. And you are right. I would feel the same way if I were still able to work. I do empathise with the younger generation because I'm also worried that it will not be there. For my children, as well as my grandchildren. The whole damn thing needs to be overhauled, IMHO. I am grateful tho that I was approved the first time I applied. Most ppl are not so fortunate. I know ppl who have lost limbs, are blind, etc.. that have to jump through hoops to get SSD..My heart condition was a fluke.. If I could work I would (legally under SS laws) I just happen to be a one in a million case concerning my heart problem. I'll never know when or even if it will kill me.. OOTB

Sunny

October 28, 2004
3:19 am
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When I was looking for a temporary day treatment program for depression, one of the intake social workers at a hospital asked me "you have bipolar disorder and you WORK?" "Why do you work? You can get SSI." She was all ready to do that for me. I was just stunned. First of all- for personal reasons- I don't think of myself w/that label because I mainly suffer from depression and it made me feel like she was branding me with some stigma. But Second- WHY DO I WORK???? I think that question was like an insult to those who can't that would love to, as well as to myself.

That woman was a prime example of why the system is a mess. It's easier to check off a few boxes, okay some diagnosis and dismiss someone rather than do the leg work and find them the right program to get back on track. This is how money may have ended up with me instead of someone who actually needed it. Maybe it's not that simple, cause I don't understand all this- but it seemed a little out of wack to me.

-ella

October 28, 2004
9:06 pm
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Anonymous
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Hi ella,

It is out of wack, to be sure. I know ppl who only draw about 200-300 per month on SSDI. I draw alot more but they base it on past income. I'm lucky. After all, I struggle with what I get, who the fuck can live on 2-300 per month? I'd be homeless now if not for the good wages I once made nursing. And then you also get into medicare parts A and B and medicine....Like I said I'm lucky because I truly do not know how some ppl do it. Concerning what you said? Damn right she was a total flake..That just goes to show you how the system works. Pathetic!!

Sunny

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