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question about credit report and fica score
April 24, 2007
1:00 am
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cpt1212
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September 27, 2010
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until about a yr. ago i had GREAT credit, but through a series of bad decisions and unforntunate events, poor boundaries etc... i have let my credit score tank. just wondering if anyone knows how difficult it is to raise it?

April 24, 2007
9:17 am
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lonely and addicted
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September 24, 2010
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Time is the key. As long as you are current and are getting your bills paid in time it will get better. My credit is finally great after 7 years of struggling

April 24, 2007
4:44 pm
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Slient Jaguar
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September 30, 2010
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yes, it is taking some time to get your credit score fixed. You can sign up with http://www.myfico.com. They are the best one to tell you what to do with your credit scores.

They told me that I have to open a credit card account and paying on time every month. It makes a difference. Also, do not close any credit accounts because it will affect your credit score. You can just keep it open to show that you are committed to your accounts in a long term.

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