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Feeling like a failure
January 9, 2009
11:38 am
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It No Longer Matters
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I got a maters in education and never could find a permanent job. I got a divorce. I went to work for a realtor. I got a real estate license. I went to work as a realtor. I had to get a job in a car dealership. R turned out to be a jerk. I tried to sell cars. I got an insurance license. I went to work as an agent. I was getting a salary. That didn't work out and I was let go. I found another job as an insurance agent. I have 300 names to call and have tried doing that. No one wants to switch. I have written 6 auto policies and have quotes out on 4 homeowners but the pay period ends on the 19th. Where I am right now won't pay February's bills. I am at the end of my rope. I feel like my entire life has b een one failure after another and I just don't know where to go from here.

Bitsy

January 9, 2009
12:47 pm
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msguud
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OMG - with all those qualifications you certainly are not a failure at all. I wish I could help you. Seems like you are mostly at commission jobs. Try to find one with a set salary so you can depend on that, and then do your real estate, etc. as a second job. I hope that helps. You are NOT A FAILURE, just had some bad luck.

Take care

January 9, 2009
12:50 pm
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Zebra
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Bitsy,

You are not a failure. You are a sucess, you have lived through all of this shit and have survived. You in essence are a Queen.

Belive in yourself and I know that is hard to do. Just for today believe in you.

As far as work goes, hey the jobs were not for you. So have you tried other areas beside insurance, real estate, cars. What about medical billing, hospitals, applying to the Department of Education for things.

I value you. Z

January 9, 2009
12:51 pm
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CAMER
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Bisty, don't feel like a failure, look at all the things you know how to do and the jobs you have had!! you have alot of qualities.

What i hear nowadays is just put whatever qualities to work for you, maybe a commission job isn't so good with this economy and all, i feel for the Auto dealership people, struggling. And as MsGuug said, maybe a job that pays you straight out without commission. Just a thought.

Keep your head high, you have so much to offer.

January 13, 2009
12:49 pm
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I have finally faced reality. As much as I wanted this to work out, it just isn't. I have to find something else. I emailed a guy who owns a real estate school...he is interested in my educational background along with my real estate background. I called a guy who is a commercial realtor and wants to go out on his own but needs a licensed assistant. Either of those I would be interested in.

Today the project is to get it together and get a resume, again. I looked at positions on that BIG job website. There is more out there than I thought.

I know we have to make things happen for ourselves, but can't I catch a break???

Bitsy

January 15, 2009
12:54 pm
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OK So get a grip. Last year at this time I was in a bad relationship. I was in 60K worth of debt and had a job I hated making next to nothing.

Fast forward a year. I am not in any relationship good or bad. I have a house I will eventually own. I am out of debt except for the house, car, student loan and utilities. Granted I have not made any money in two months but I am not in any further debt. I am not completely sinking, at least I am treading water.

Anyone out there familiar with Dani Johnson?

Bitsy

January 15, 2009
12:59 pm
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CAMER
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funny, last year at this time i was out of work, still in debt, getting more into debt....but I know someday it will end.........someday, i will move back to my hometown.

I should be happy, i fully outright own my home, no mortgage, yet still bills to pay, credit cards, electric, cable...etc.

I know things will change. Patience is key.

As for you bitsy, see how far you have come, things are looking up slowly but surely...and I betcha next year at this time, things will be even better!!!

January 15, 2009
1:06 pm
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SpecialK
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Hi, Bitsy -- you've made a heck of a lot of progress in a year! I'm reading what you've written and thinking "wow, what a success!" Have you checked to see whether you qualify for any sort of deferment or forbearance on your student loans? Also, is education a field you just don't want to go into? Where I am they are paying people to go get their master's and become teachers since there are not enough...

January 15, 2009
1:07 pm
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SpecialK
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...also, I've heard of programs where if you teach in an at-risk area some of your student loan debt is forgiven.

January 15, 2009
1:51 pm
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Where I live we are overloaded with teachers because there is a fairly large city near us. We are a bedroom community. Everybody and their grandmother got a teaching certificate. Now I would have to go back and take some classes to get re certified. The real estate guy called me today. He wants me to work 4 hours a day on projects for him for 12.50 and hour. I have an interview Monday with the real estate school guy to talk to him about teaching a class at night and going with him when he has to address large groups that are mostly women.

I went to a BNI (business networking international) meeting yesterday with a friend. The person who spoke talked about having multiple income streams. Maybe that is what I need to do. Work as a licensed assistant, teach, and sell insurance.

I am just hellbent and determined that this year is going to be better.

Bitsy

January 15, 2009
2:10 pm
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Bitsy, I'll tell you, it sounds like a plan. I used to do admin work for a life coach from time to time who was also a member of BNI, I subbed for him at the meetings a couple of times as well and marketed my admin services. I think that way of looking at things -- the multiple income streams and all -- is definitely the way to go. Unfortunately, since our country does not care enough about its citizens to provide health care for all of us, I'm stuck at a draining full-time job because I need the medical coverage and can't live that way, at least not right now. But I do believe it is the right way, Bitsy, the most self- and life-affirming. I say "go for it."

Can you get a 12-month hardship forbearance on the student loans?

January 15, 2009
2:21 pm
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I am a lucky one. My student loan is only $117 a month. I may have to do it eventually but right now I am just going to keep plugging along on it.

I do think I would like to have at least these three things going. Eventually I may pick up something else. It's not like I don't have the time.

Bitsy

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